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An overview of the prenuptial agreement

29290359_S.jpgThe "prenup" a word that bring shudders to newly minted couples. This article will review the basics of a prenuptial agreement, also called "premarital agreement," to dispel some of those preconceptions. A prenup does not have to be a comprehensive deal that submits to the eventuality of divorce. They can be limited to ensure that property is properly divided upon the unanticipated death of one of the spouses. It can also be used to ensure that caring for the dog doesn't fall on just one person.

Marriage is a union between two people; there is very little government intervention, so couples can agree to do just about whatever they want, precluding anything illegal, of course. This means that couples can create prenuptial agreements to divide up financial responsibilities, child care duties or other specific personal responsibilities.

However, the primary purpose of a premarital agreement is to avoid a costly divorce. Divorces, without a prenup, are forced to rely on state law which means that small disagreements can quickly spiral out of control. An out of control divorce costs time, money and energy. A prenuptial agreement can avoid this result by creating the rules that govern your divorce, should it happen. This allows you and your spouse-to-be to assert control over your lives, even if the worst should happen.

If you are looking to tie the knot, then you and your spouse may want to speak with an attorney to determine if a prenuptial agreement is right for you. Prenuptial agreements are never alike; they are tailored to the needs of each couple. Maybe you want one that only deals with who has to take the dog or perhaps you want one that organizes how your property should be divided should the marriage end. Regardless of your situation, a prenuptial agreement may help to put yours and your significant other's mind at ease.

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