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November 2017 Archives

Joint debts after divorce threaten individual credit

29817042_S.jpgDivorce settlements in Missouri represent court orders that establish every aspect of a couple's split. In addition to dividing property, the settlement assigns debts, like mortgages, car loans or credit card balances, to each party. Jointly held debt, in which both partners signed the loan agreement while married, cannot be entirely overturned by a divorce settlement. Because the creditor has both people on the loan, the creditor still has the ability to pursue payment from one person even if the divorce settlement requires the other ex-spouse to pay the debt.

Nearly all divorces have a few things in common

44699825_S (1).jpgA Missouri divorce can be complicated, or it can be straighforward. It may be done with or without attorneys and with or without courtrooms, but there are a few procedural steps that every divorce has in common. The exact path of the process varies on a case-by-case basis, and there are options when it comes to making divorce filings. In nearly all cases, divorce begins with filing and continues through service, response, negotiation and agreement.

Factors that can lead to divorce

21234513_S.jpgFor the most part, Missouri couples want to believe that their marriages will last. However, science shows there are certain factors that indicate a marriage could end in divorce. These factors range from the age people get married to the way they argue.

Rates of divorce vary drastically by state

13371859_S (1).jpgWhile the overall rate for divorce hovers around 50 percent for all age groups, the number of people who divorce by the end of their 30s varies drastically around the nation. For Missouri, this rate is about 13 percent, which puts it in the middle of the national range. In general, states in the Deep South have higher rates of pre-30 divorce, with Arkansas having the highest at a rate of near 20 percent. States in the northeast have lower rates, with New York coming in at the lowest of just under 5 percent.

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Other Office Locations

  • Saint Louis County: 120 S. Central Ave., Suite 450, Clayton, MO 63105: Clayton Office
  • West County: 16024 Manchester Rd., Suite 103, Ellisville, MO 63011: Ellisville Office
  • Jackson County: 256 NE Tudor Rd., Lee's Summit, Missouri 64086: Lee's Summit Office
  • Jefferson County: 16 Municipal Drive, Suite C, Arnold, MO 63010: Arnold Office
  • St. Charles County: 2268 Bluestone Drive, St. Charles, MO 63303: St. Charles Office
  • Franklin County: 5 S. Oak St. Union, MO 63084: Union Office
  • Lincoln County: 20 Centerline Drive, Troy, Missouri 63379: Troy Office
  • Boone County: 1506 Chapel Hill Rd., Suite H, Columbia, MO 65203: Columbia Office
  • Greene County: 901 E. St. Louis, Suite 404, Springfield, Missouri 65806 Springfield, MO Office
  • St. Clair County: 115 Lincoln Place Ct., Ste. 101, Belleville, IL 62221: Belleville Office
  • Madison County: 5 Club Centre Ct., Suite A, Edwardsville, Illinois 62025: Edwardsville Office
  • Sangamon County: 400 S. 9th St., Suite 100, Springfield, IL 62701: Springfield Office
  • McLean County: 1012 Ekstam Drive, Suite 4, Bloomington, IL 61704: Bloomington Office
  • Johnson County: 7300 West 110th Street, Suite 560, Overland Park, KS 62210: Overland Park Office
  • Sedgwick County: 2024 N. Woodlawn Street, Suite 407, Wichita, Kansas 67208: Wichita Office
  • Monroe County: 116 W. Mill St., Waterloo, IL 62298 (by appt. only): Waterloo Office
  • St. Louis City: 100 S. 4th St., #549, St. Louis, MO 63102 (by appt. only): St. Louis Office
  • Jackson County: 2300 Main St., #948, Kansas City, MO 64108 (by appt. only): Kansas City Office

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